MMT Safety Site


Benefits Consulting

We give you the tools to manage your insurance cost without compromising benefits.  As experts in best-in-class solutions, we use a proprietary model to optimize your benefit programs.


We conduct a comprehensive assessment of your current program by cross-referencing your demographics and claims to regional and national benchmarking data. The result gives you insight into the health conditions and utilization patterns of your workforce.


Next, we use predictive modeling to determine if it’s more effective to maintain the status quo or implement a better functioning health program. Our unique mix of health informatics and industry expertise translates to a strategy that supports healthy employees and a healthy business.


Then we look at rates. Through an actuarial analysis of your premiums, we cull credible data and valid arguments and use them to negotiate with your carriers.


We also look at alternative design and funding options to ensure you have a benefits strategy that is sustainable. For self-insured groups, we help manage plan costs by addressing group health risks through targeted intervention and collaborating with third-party providers.


Paperless enrollment

Tracking enrollment information in spreadsheets may be feasible for very small businesses, but administering benefits can quickly become a complicated process if it isn’t properly organized. A number of new vendors have entered the benefits administration market in the last couple years, but deciding which type of system to purchase can be an overwhelming prospect.

Making the Process Easy

We work with our clients to make this process easy and help you feel confident in the system you choose.  Our technology partners will be matched to your business and your specific needs.

Our Recommended Solutions Include:

  • Executive Interview
  • Operations Profile
  • Risk & Insurance Assessment
  • Loss Analysis
  • Safety & Loss Control Analysis
  • Plan Implementation

With us, you get an experienced licensed brokerage that uses technology to support your benefits program. Your employees are too important to risk doing it any other way.


HR Compliance

Our dedicated in-house Compliance team members are experts on the impact ERISA, COBRA, HIPAA, and the Affordable Care Act have on your benefit plans. We also understand the implications the ADA and GINA can have on your wellness initiatives. We keep you informed about everything you need to keep your benefits program in compliance, including legally compliant plan documents and required notices.

HR Tools & Education

HR Compliance is also committed to providing our clients with information and education on relevant HR topics outside of employee benefits. Each client is given access to our proprietary HR system which provides current and detailed information on HR Management, Keeping in Compliance and Workplace Wellness.

Comprehensive Support

Our compliance support comes in the form of personal phone calls, direct emails, timely newsletters, quarterly seminars and one-on-one meetings with your HR management.

Compliance Expertise

We can also conduct a comprehensive audit of your HR practices, educate you on how the various employment regulations can be integrated into your business processes, and suggest alternatives to ensure future success.